Title Insurance and Endorsements
Excellence in Title Insurance Since 1992
Title insurance and real estate closing can be very complex, especially if you don't know very much about real estate transactions. Instead of getting caught in a bad situation without the information you need, let the dedicated team at American Title & Abstract Specialists Inc guide you in the right direction.
An owner’s title insurance policy protects your interest in the property. An owner's policy will provide protection from any title problems that may surface after closing your transaction. These issues may include errors in public records, unknown liens, illegal deeds, and missing heirs.
We ensure that all back taxes, homeowners’ association (HOA) dues/condominium dues, city and county liens for water utilities, code enforcement, and nuisance are in order. All of these are potential hazards to your ownership of the property (and to your wallet) in the absence of a title insurance policy and professionally coordinated closing.
Call us today for an appointment and a free quote or if you have questions.
Title Insurance
| Amount of Insurance | Owners Rates (SW Cty) | Owners Rates (Other Cty) | Mortgage Rates (SW Cty) | Mortgage Rates (Other Cty) |
|---|---|---|---|---|
| Up to $10,000 | $235.00 | $285.00 | $225.00 | $275.00 |
| $20,000.00 | $270.00 | $320.00 | $250.00 | $300.00 |
| $30,000.00 | $305.00 | $355.00 | $275.00 | $325.00 |
| $40,000.00 | $340.00 | $390.00 | $300.00 | $350.00 |
| $50,000.00 | $375.00 | $425.00 | $325.00 | $375.00 |
| $60,000.00 | $405.00 | $455.00 | $345.00 | $395.00 |
| $70,000.00 | $435.00 | $485.00 | $365.00 | $415.00 |
| $80,000.00 | $465.00 | $515.00 | $385.00 | $435.00 |
| $90,000.00 | $495.00 | $545.00 | $405.00 | $455.00 |
| $100,000.00 | $525.00 | $575.00 | $425.00 | $475.00 |
| $110,000.00 | $547.50 | $597.50 | $442.50 | $492.50 |
| $120,000.00 | $570.00 | $620.00 | $460.00 | $510.00 |
| $130,000.00 | $592.50 | $642.50 | $477.50 | $527.50 |
| $140,000.00 | $615.00 | $665.00 | $495.00 | $545.00 |
| $150,000.00 | $637.50 | $687.50 | $512.50 | $562.50 |
| $160,000.00 | $660.00 | $710.00 | $530.00 | $580.00 |
| $170,000.00 | $682.50 | $732.50 | $547.50 | $597.50 |
| $180,000.00 | $705.00 | $755.00 | $565.00 | $615.00 |
| $190,000.00 | $727.50 | $777.50 | $582.50 | $632.50 |
| $200,000.00 | $750.00 | $800.00 | $600.00 | $650.00 |
| $210,000.00 | $772.50 | $822.50 | $617.50 | $667.50 |
| $220,000.00 | $795.00 | $845.00 | $635.00 | $685.00 |
| $230,000.00 | $817.50 | $867.50 | $652.50 | $702.50 |
| $240,000.00 | $840.00 | $890.00 | $670.00 | $720.00 |
| $250,000.00 | $862.50 | $912.50 | $687.50 | $737.50 |
| $260,000.00 | $885.00 | $935.00 | $705.00 | $755.00 |
| $270,000.00 | $907.50 | $957.50 | $722.50 | $772.50 |
| $280,000.00 | $930.00 | $980.00 | $740.00 | $790.00 |
| $290,000.00 | $952.50 | $1,002.50 | $757.50 | $807.50 |
Use the following formulas to calculate values between those listed:
- Owner add $3.50 per thousand — mortgage add $2.50 for insured amounts between $1K to $50K.
- Owner add $3.00 per thousand — mortgage add $2.00 for insured amounts between $50K to $100K.
- Owner add $2.00 per thousand — mortgage add $1.75 for insured amounts between $100K to $500K.
(Round up to the next $1,000 increment.)
Simultaneously issued loan policy fee is $40 if mortgage equal to purchase price. Call with questions.
Endorsements
| Service | Fees |
|---|---|
| Mechanic Lien Endorsement | $10.00 |
| Survey Coverage | $10.00 |
| 3EPA (8.1) | $25.00 |
| Other Endorsements | $25.00 and Higher |
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American Title & Abstract Specialists Inc
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